Choosing the right contractor involves careful vetting and clear communication to guarantee quality work and adherence to timelines:

Gather References and Verify Credentials:

• Request References: Start by asking potential contractors for four or five references from previous clients.

• Inspect Previous Work: Set up appointments with these referrals to inspect the work done by the contractor and assess its quality.

• Interview Past Clients: Ask previous homeowners or business owners the top three reasons they hired the contractor, whether the work started and finished on time, and if a written smoke loss warranty was provided.

Review Contracts Carefully:

• Read the Contract Thoroughly: Ensure there is no direct payment clause that could complicate the payment process.

• Document Code Violations/Improvements: Discuss any potential code violations or required improvements and have any additional costs documented in writing.

• Verify Insurance and Authorization: Ask the contractor for proof of insurance and make sure they do not remove any contents until authorized.

• Secure Insurance Proceeds: If there’s no mortgage, place insurance proceeds in an escrow account requiring two or more signatures for each check endorsement.

Ensure Comprehensive Agreement Details:

• Project Timeline: Confirm the contractor’s contract includes a start and completion date, specifying how many Mondays through Fridays the job will take.

• Budget and Cost Clarity: Ensure the contract details exact costs for each item, including labor and materials for light fixtures, kitchen cabinets, countertops, flooring, and more.

• Payment Proof: Ensure proof of payment is required, verifying the contractor is meeting their financial obligations, such as paying for utilities and material orders.

Detail Material Specifications:

• Materials and Brands: The contract should specify brand names, types, and the quality of materials—including cabinetry, hardware, fixtures, paints, and flooring.

• Color and Design Details: Obtain serial numbers for color samples to avoid discrepancies and ensure agreement on color choices for fixtures, cabinets, shingles, and flooring.

Monitor Construction and Compliance:

• Permit and Inspection Compliance: Ensure the contractor obtains all necessary permits and completes required inspections throughout the project.

• Specific Construction Methods: Confirm details such as caulking before painting, tearing out damaged timber, or replacing with drywall, and insulation thickness.

Manage Draws and Payments:

• Control Financial Draws: On properties without a mortgage, ensure that draws are small; avoid large lump sum payments to maintain project leverage and control.

Selecting a contractor is a foundational step in your property’s restoration. This phase demands diligence and clear agreements to protect your interests and ensure the quality of the outcome. With the right contractor, your property will soon be on its path to restored normalcy. Join us for Part 6, the series finale, where we discuss ensuring quality assurance and finalizing the recovery process.