Resources

Here for you 24/7, to ensure your peace of mind and secure the best settlement for your claim. Take a look at our resources for moving forward with your claim.

The Power of Second Opinions

Just as individuals seek additional medical opinions for their health, protecting one’s financial investment in a home should entail the same diligence. With CPR Claims, homeowners can ensure that their property damage claims are thoroughly examined by experts who represent their interests—not the insurance company’s. Seeking a second opinion can lead to more effective solutions, uncover overlooked damages, and potentially secure larger settlements. As with health care, where diagnostic errors can alter treatment paths, property claims require acute attention to detail and expertise. CPR Claims is dedicated to providing that critical second review, optimizing outcomes, and ensuring homeowners get what they truly deserve. Trust in a team that prioritizes your best interests for a comprehensive evaluation and peace of mind.

Our Articles

CPR's goal is to educate Claimants on their options after facing disaster.

severely damaged houses after hurricane ian web

CPR’s Service Plan Agreement

CLAIMS PROCESS DEVELOPMENT PLAN/ Initial Information and Fact Gathering BUILDING ESTIMATE/COST DAMAGE REPORT/Policy Coverage Application This is the “high dollar” part of your claim and

ruined building in need of repair wind damaged ho 2024 12 07 04 00 57 utc

Appraisal Clauses Demystified

The appraisal clause in an insurance policy is a provision that helps resolve disputes between the policyholder and the insurance company over the value of

Behind the Scenes: The Real Truth About Insurance Claims

When disaster strikes and you’re left dealing with the aftermath of a fire, flood, or other loss, your insurance company might seem like your knight

Drone shot of buildings burnt to the ground

Insurance Secrets: How to Protect Your Business Before the Loss

Running a business is no small feat, and protecting it from unforeseen events is critical. Insurance plays a vital role in safeguarding your investment, but

What If the Packout and Cleaning Company Already Packed Out Your House? A Step-by-Step Checklist

After a disaster like fire or water damage, packout and cleaning companies can step in to remove and clean your belongings. While this service is

Insurance Secrets: Homeowner Tips to Ensure Proper Coverage

Your home is more than just a structure; it’s a sanctuary, an investment, and a place filled with memories. However, many homeowners remain unaware of

Take Control of Your Insurance Claim: A Step-By-Step Checklist

Dealing with an insurance claim after a loss can be overwhelming, but taking control of the process ensures you receive the compensation and support you

10 Most Common Mistakes an Insured Makes When Using a Contractor

When disaster strikes and you need repairs to your home, choosing the right contractor can make all the difference. However, many insured individuals make costly

Pack-Out Cleaning Warning: Protect Your Financial Interests

WARNING: BE AWARE BEFORE SIGNING CONTRACTS, MITIGATION AUTHORIZATIONS, OR REPAIR AGREEMENTS. Insurance companies often pay vendors out of your settlement funds, not their own. This can lead to costly decisions that impact your financial recovery.

Costly Decisions
In the aftermath of a disaster, you’re faced with critical decisions that can financially impact your insurance claim. Without comprehensive knowledge of your coverage limits, policy limitations, and claim settlement specifics, these decisions could cost you thousands. It’s essential to fully understand your insurance policy, including your coverage limits, potential holdbacks, and how inventory claims will be settled before agreeing to any contracts.

Many factors must be considered, including your current employment stability, the market value of your home compared to its mortgage balance, and specific deadlines within your policy. Retirees or those on disability may have additional considerations. Be cautious of preferred vendors that your insurance company might suggest—they may encourage you to sign documents committing you to their services without clear cost estimates or necessary approvals.

Crucial Considerations
Never sign repair contracts or authorization forms without understanding the financial implications. Your policy might not cover code upgrades unless enforced by local building codes, potentially leading to unexpected out-of-pocket expenses. Ensure you have detailed, written quotes for all aspects of the pack-out and repair process, and confirm all received by your insurance company in writing. Avoid large upfront draws, and require multiple signatures for releases, especially if there is no mortgage involved. Be proactive in safeguarding your financial interests throughout the claim process by consulting with professionals focused on representing your needs—not those of the insurance company.

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