| Deadline Type | Common Time Limit | Triggers From |
|---|---|---|
| Proof of Loss | 60 Days | From Request (or Date of Loss) |
| RCV Election (Building) | 180 Days | From Date of Loss |
| Contents RCV | 12 – 24 Months | From ACV Payment or Loss Date |
| Building RCV Holdback | 12 – 24 Months | From Loss Date |
| Suit Against Insurer (SOL) | 12 – 24 Months | From Date of Loss |
| Contents Inventory Submission | 30 – 60 Days | From Carrier Request |
| ALE (Additional Living Expenses) | 12 – 24 Months | From Date of Loss |
| Supplemental Estimate Submission | 12 – 24 Months | From Date of Loss or First Payment |
Appraisal Clauses Demystified
July 25, 2025
