CPR Claims Certified Public Adjusters

Here for you 24/7, to ensure your peace of mind and secure the best settlement for your property damage claim.

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CPR Claims

Specializing in Property Damage Claims

Mini house damaged by fire

A Message from James Kalka Jr., Owner of Claims Professional Representatives, LLC

Going through a loss can be stressful, especially with immediate decisions that can affect your financial future. Your best first step is to protect your property from further damage. Don’t let insurance companies or their contractors pressure you into unfair agreements. You have rights and choices, even the option to claim cash instead of repairs, depending on your policy.

At CPR Claims, we are dedicated to providing you with the information and resources you need to take control after a loss. We offer free consultations to discuss any issues that may affect your claim and to assist you throughout the process.

Don’t let the insurance company dictate what happens next. Our expertise in claims will help ensure you receive fair compensation.

Join us at CPR Claims, and let us be your advocates during this challenging time. Together, we can help you find peace of mind as you recover.

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Why Choose Us

Why Hire a Public Adjuster like CPR?

Insurance companies may not always cover the full cost of necessary repairs, often taking advantage of policyholders’ inexperience. We’re here to safeguard your interests and ensure the insurance company meets its obligation to provide fair payments.

Public adjusters work for policyholders to ensure fair insurance settlements, handling the entire claims process from assessment and documentation to negotiation and securing rightful compensation. We work for you, not the insurance agencies.

CPR specializes in property damage claims for residential, commercial, and industrial properties affected by perils such as fire, wind, water, and more. We handle all types of claims, including personal injury, arising from various situations like storms or car accidents.

We're Committed to You

Trust

We believe in transparency and strong communication. From consultation to settlement, we keep you informed every step of the way, fostering a relationship built on trust.

Efficiency

The claims process can be lengthy, but we strive to expedite it without compromising quality. We meticulously prepare documentation to achieve a swift, rightful settlement, minimizing hassle.

Advocacy

Your best interest is our priority. We negotiate assertively with insurers to safeguard your rights and empower you with knowledge for future claims, ensuring you are prepared and confident.

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Resources

Building Fire damage claims

Stress After a Fire: The Aftermath and Recovery

Experiencing a residential fire is incredibly traumatic, leaving you with emotional distress in addition to potential physical injuries. The loss of your home extends beyond the destruction of walls and roofs. It encompasses precious memories, irreplaceable items, and personal documents, often leading to feelings of disbelief, fear, and anxiety. You may find yourself suddenly overwhelmed by thoughts of insurance coverage, financial ability to replace necessities, and the massive task of finding temporary shelter. These moments of shock and uncertainty are normal, but the stress they induce can significantly disrupt your sense of security and normalcy.

The stress doesn’t end with the loss itself. The subsequent steps—managing insurance claims, communicating with mortgage and claims adjusters, and dealing with paperwork—can elevate tension and strain on relationships. You may face confusion about claim amounts, repair contracts, and ever-changing legalities, all while grappling with the emotional toll on your family, particularly children. This stress can make it difficult to make sound decisions. Seeking professional claims assistance can alleviate some of this burden, allowing you to focus on healing. By having an expert advocate on your side, you can navigate the complexities of insurance claims, regain control, and begin to restore your home and peace of mind.

Pack-Out Cleaning Warning: Protect Your Financial Interests

WARNING: BE AWARE BEFORE SIGNING CONTRACTS, MITIGATION AUTHORIZATIONS, OR REPAIR AGREEMENTS. Insurance companies often pay vendors out of your settlement funds, not their own. This can lead to costly decisions that impact your financial recovery.

Costly Decisions
In the aftermath of a disaster, you’re faced with critical decisions that can financially impact your insurance claim. Without comprehensive knowledge of your coverage limits, policy limitations, and claim settlement specifics, these decisions could cost you thousands. It’s essential to fully understand your insurance policy, including your coverage limits, potential holdbacks, and how inventory claims will be settled before agreeing to any contracts.

Many factors must be considered, including your current employment stability, the market value of your home compared to its mortgage balance, and specific deadlines within your policy. Retirees or those on disability may have additional considerations. Be cautious of preferred vendors that your insurance company might suggest—they may encourage you to sign documents committing you to their services without clear cost estimates or necessary approvals.

Crucial Considerations
Never sign repair contracts or authorization forms without understanding the financial implications. Your policy might not cover code upgrades unless enforced by local building codes, potentially leading to unexpected out-of-pocket expenses. Ensure you have detailed, written quotes for all aspects of the pack-out and repair process, and confirm all received by your insurance company in writing. Avoid large upfront draws, and require multiple signatures for releases, especially if there is no mortgage involved. Be proactive in safeguarding your financial interests throughout the claim process by consulting with professionals focused on representing your needs—not those of the insurance company.

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Handyman and Woman shaking hands

The Power of Second Opinions

Just as individuals seek additional medical opinions for their health, protecting one’s financial investment in a home should entail the same diligence. With CPR Claims, homeowners can ensure that their property damage claims are thoroughly examined by experts who represent their interests—not the insurance company’s. Seeking a second opinion can lead to more effective solutions, uncover overlooked damages, and potentially secure larger settlements. 

As with health care, where diagnostic errors can alter treatment paths, property claims require acute attention to detail and expertise. CPR Claims is dedicated to providing that critical second review, optimizing outcomes, and ensuring homeowners get what they truly deserve. Trust in a team that prioritizes your best interests for a comprehensive evaluation and peace of mind.

CPR Claims: We’re here to help

Contact us for your Free Consultation

Drone shot of water damage, flooded houses and streets in a neighborhood